(858.217.5051). save. Debt occurs over a period of time when your basic pay does not stretch to cover everything it needs to. The American Express Platinum Card offers a higher level of benefits than American Express Green and Gold Cards. He was the most toxic person I’ve ever been involved with, he cheated on me, would explode at me, and constantly accuse me of things I never did. He also has about $70,000 in other credit card debt that he was unable to pay due to a number of hardships. Related: American Express Serve Card SUCKS!!!!! American Express sued her for the full balance due. It's a Starwood Preferred Gold card. With a pending trial date, our client agreed to settle this debt for $20,000.00, payable over a period of 24 months. Homeowners and Renters Need to Know What Happens when the Moratorium Ends. American Express does not mess around when it comes to collecting on their delinquent accounts. When you need to use your credit card to buy groceries, keep the lights on, and keep the car gassed to get to work it’s easy to take a deep hole very quickly, and be in over your head before you know it. To prevent getting garnished, your best bet is to operate on a cash basis or by getting a prepaid debit card until you are able to work out an arrangement with the creditor. I am a business owner who is barely making enough money to just run the business. Can’t Afford a Lawyer to File Bankruptcy? It is possible to win a credit card debt lawsuit with the help of a debt lawyer. He became unable to pay this account after his business shut down. Yes, it’s highly probable to settle with American Express and save money by reaching a negotiation with AMEX Legal. Credit Cards 101. Credit Cards 101, American Express. Alternatively, you could just use their chat service to request a refund. Daniel R. Gamez, an attorney focusing exclusively in debt relief, is licensed to practice in all state and federal courts in California and Texas. Contact American Express to determine whether it is still the creditor or whether your account has been assigned or sold to a debt-collection agency. After a series of phone calls back and forth, explaining that our client is unemployed, Nationwide agreed to accept approximately 30% of the balance, which came out to $1,050.00. Because they want a judgment. Also, they already sent me a packet of all my charges since the account was opened. I don't know what to do or where to start, can someone with some judicial experience or has been through this give me some advice? I am in the process of hiring an attorney to begin the bankruptcy process. Being served notice of a lawsuit from American Express means they are prepared to take active measures to collect the credit card debt you owe. Then, Nationwide Credit inc. sent me a stack of "duplicate" American express credit card statements from 2010 through 2012 The earliest statement already showed a balance of over $4,000 Now I have been served with a lawsuit from American Express. Here are 20 fun facts about one of the most powerful services company in the world today. Our client owed American Express $35,351.12. American Express subsequently sued our client for the full balance. We can discuss them with you and provide our best legal advice on how to proceed. Call or Text us today for a FREE DEBT RELIEF CONSULTATION 858.217.5051. This article was very helpful. If letters start coming in demanding the debt and they are addressed from an attorney in state or otherwise nearby, then look out. , so that a default judgment isn’t entered against you in a court of law. (I'll spare you the details but let's just say it's been going on for 15 months and I've called them over 50 times.) Unpaid American Express credit cards are not sold to debt buyers. Unless you can prove the purchases or advances on your account were not made by you or made without your approval, you’re on the hook for the bill. That guy broke my heart over and over, and I can’t believe he has taken it to this level. An answer should be prepared pursuant to the New York Rules of Civil Procedure, should be filed with the proper court, and a … I'm being sued by a lawyer for American Express. Visit my website to read about more Gamez Law Firm client, Before a lawsuit was filed, AMEX demanded a full balance payoff, payable in monthly installments. don't worry. FREE Initial Consultation! The list of famous-but-not-so-rich people like Tori Spelling ($87,000 and $38,000 respectively), Li’l Wayne ($86,000), ex-NBA star DeShawn Stevenson ($384,000 and a bank levy when he blew off the lawsuit), and the mom of the “Cash me outside” girl Danielle Bregoli ($7,600 and a claim of unjust enrichment) is just the tip of the iceberg, as American Express filed lots of lawsuits to collect on those delinquent accounts. You need a formidable legal defense to, . being sued by American Express National Bank, served notice of a lawsuit from American Express, means they are prepared to take active measures to collect the credit card debt you owe. You could face debt collection harassment such as collection calls, garnished wages, property liens, and/or wage garnishments if a, has vast legal teams that do nothing but sue credit card consumers in default. More. Mr. Gamez owns and operates the Gamez Law Firm in San Diego and Los Angeles, and helps people with debt problems all over the country. If you are being sued by American Express for credit card debt, you have options in dealing with debt collectors. hide. American Express is suing me for my debt of $10,000. As our clients will tell you, the money we save them far outweighs our attorney fees. We presented proof of the prior arrangement and AMEX agreed to honor and accept the deal. One of the problems with suing over trade secrets is that you’ll have to reveal what the secrets are. Welcome to American Express! American Express does not mess around when it comes to collecting on their delinquent accounts. If you are being sued by American Express, make an appointment at our Fort Lauderdale or West Palm Beach office for free initial consultation. Here's the text of the cease and desist Do these guys know who they are trying to bully? What To Do If Sued By American Express (AXP) If you are dealing with debt collectors for an American Express credit card, there are some things you can do to stop the harassment. Show 1 more Show 1 less . If you or your business have been affected by Covid-19, contact us for a free consultation, National Collegiate Student Loan Trust Lawsuit Defense, Bank Levies and Wage Garnishment Attorney, Student Loan Debt Settlement Ultimate Guide, Guide To Your Credit Score and Credit Repair, What To Do If Sued By American Express For Debt, being sued by American Express for credit card debt, . I am often asked if you can, reach a debt settlement with American Express, and save money by reaching a negotiation with, For instance, our client was battling cancer while going through a nasty divorce when she got notice that a lawsuit had been filed against her for her, . If you’re being sued by American Express, there are something you need to know. Title: Being sued by American Express, what do I do? The benefits include a point reward system, four free companion airline tickets per year, airport club access and round-the-clock Platinum Card Concierge service to … Today I got one of those bullying "cease and desist" letters from American Express's law firm, ordering me to take down the joke for trademark infringement. I have found a lawyer that is willing to talk with the attorney for AmEx and give them my offers to settle. Our debt relief law firm negotiated an American Express debt settlement on her balance due, which was in excess of $37,800. American Express | Membership Rewards - Where To Sue Amex - I have to sue Amex over a badly mishandled refund check. Lawyer's Assistant: Because laws vary from place to place, can you tell me what state this is in? Nationwide originally requested that she pay 60% of this balance to have the account considered settled in full. Bankruptcy Credit Debt Bankruptcy and debt. I have had a Gold Amex Card for over 35 years, probably over 40 years. Facing trial, our client did not dispute the amount due and agreed to settle the debt for $20,000, payable over 24 months. The Gamez Law Firm has been featured in top national and local media outlets including TV, radio and online publications. Daniel R. Gamez is a debt attorney serving clients nationwide and focuses exclusively in debt relief. We saved our client $16,072.36 (a 60% discount on the amount claimed due). I just got served papers that American Express is suing me for unpaid debt!!? The Gamez Law Firm has offices in Los Angeles and San Diego, CA – but we help consumers all over the country with American Express debt settlements. Could American Express potentially try to take my house? Experienced debt attorney serving Southern California residents. AMEX eventually referred this account out to Nationwide Credit, Inc., a large collection agency. Sign up for our Newsletter to stay updated on the latest debt relief tips, client success stories and more! Experienced debt attorney serving clients nationwide with offices in San Diego and Los Angeles, California. Click to email this to a friend (Opens in new window), Click to share on Twitter (Opens in new window), Click to share on Google+ (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to share on Pinterest (Opens in new window), Click to share on Tumblr (Opens in new window), Click to share on Reddit (Opens in new window), What To Do If Sued By Resurgent Capital Services (LVNV) in California, What To Do About High Credit Card Debt In California. We saved our client $2,319.00 on this account. I live in … She defaulted in payment on this account, as well as several others. Do what you love and earn rewards every time. There are lots of different alternatives to getting out of debt. American Express is not a “bluff” creditor, so we do take any legal threats from them seriously once a file has escalated to placement with a collection attorney firm (licensed to operate in the client’s home state). First, take a good look at your financial situation, not just your credit card balances, and ask yourself if it’s realistic to arrange a payment plan. Records can be sealed, hearings can be closed, participants can be ordered not to discuss what they see. Our client owed American Express $2,366.55. Zero Down Bankruptcy Could be an Option! American Express operates on a closed loop network. A customer rep called me and I handled it right away. Pay what you owe? Read our latest blog posts featuring debt relief tips & more! in terms of notifying you of the lawsuit. We were successful in settling this account for $15,500 (payable in two payments) without having to file an Answer and fight this out in court. After speaking with a representative, we were able to settle this account in a lump sum for $2,212, which is 35% of the total balance due. Up until the moment your bankruptcy case is filed with the court, American Express or Zwicker Associates can sue you. AMEX eventually referred this account out to Nationwide Credit, Inc., a large collection agency. If you have been served with a lawsuit or have a judgment against you contact us at Weston Legal 1-800-220-4318 August 04, 2017 / Ask Sebby / 3 Comments. Over the course of the next year, we continued efforts to negotiate a settlement for our client due to the pending lawsuit filed by Michael & Associates. Read More, Ft Lauderdale Bankruptcy Attorney Chad Van Horn is here to help individuals, families and businesses… Read More, Call us today to speak to a repossession attorney and get back on the road… Read More, After all of this discussion, you’re probably waiting for a straight answer - does bankruptcy… Read More, DeShawn Stevenson ($384,000 and a bank levy when he blew off the lawsuit), mom of the “Cash me outside” girl Danielle Bregoli ($7,600 and a claim of unjust enrichment), Why You Should Talk to a Florida Repossession Attorney. Your best shot is going to be to take all your evidence of your attempts to repay American Express to court with you. He owed American Express Bank $27,442.36 on a credit card used for this business when he was forced to close it down. What should I do if American Express is suing me? Thanks. Other card brands, like Visa and Mastercard, have relationships with … AMEX sent the account to Firstsource to handle further collections. Due to some confusion, the account shifted back to AMEX before the settlement payment could be made. Up until then you are someone that wants to finish the race. Worked for me. Call 858-217-5051 or email daniel@gamezlawfirm.com. Visit my website to read about more Gamez Law Firm client debt relief success stories. The account went into collections when she could longer afford the payments. If at least one of these agencies cannot assist you in resolving this matter, you would need to file a petition for a declaratory judgment against AMEX in federal court. My son is going to college soon and I need to pay for his tuition as well. Our client owed American Express $35,351.12 and could no longer make the payments. Our client owed American Express $3,369. It’s important to face the debt lawsuit head-on with a solid legal strategy than to have a default judgment filed against you that results in an automatic loss for you. She had been in default for over a year on this credit card account. If the debt owed is valid (which it usually is), it is likely that the credit card company will be able to obtain a judgment for the full amount that is past due — although there are credit card lawsuit defenses that can be raised. You could face debt collection harassment such as collection calls, garnished wages, property liens, and/or wage garnishments if a judgment is entered against you. Your Guide to Getting Back on the Road. Find out if the lawsuit complies with the. Then, Nationwide Credit inc. sent me a stack of "duplicate" American express credit card statements from 2010 through 2012 The earliest statement already showed a balance of over $4,000 Now I have been served with a lawsuit from American Express. i NEED A SAMPLE ANSWER PAPER TO REPLAY THEM I DO NOT HAVE MONEY TO EXPEND IN AN EXPENSIVE LAWYER. Call us today to speak to a repossession attorney and get back on the road…, Every bankruptcy attorney hears this sooner or later. For more information, please contact Daniel Gamez at 858-217-5051, daniel@gamezlawfirm.com or use our online contact form. American Express sued my client and the business for the full amount due, plus court costs and attorney’s fees of $630. We negotiated an American Express debt settlement with the terms that our client would only pay 40% of the total amount of the debt due. Credit Shout may collect a share of sales or other compensation from the links on this page. In that time my payments were never late. We offered and Firstsource accepted $830 to settle. As a result the interest rate was raised […] for $16,000, payable over a 15-month term. You don’t officially finish with the race till you cross the finish line. Know that if you let them sue you, and you offer no legal response, they automatically win. We saved our client over $15,000 on this debt and avoided a trial and a potential judgment that would have had our client on the hook for the entire amount due. Our client owed American Express approximately $6,320. If a default judgment is entered against you, then you lose the lawsuit without ever getting a chance to fight back. wHAT I HAVE TO DO TO WIN THE SUE? Below are more of, client stories. I later learned that this number belongs to American Express Global Collections. We saved our client $1,536.55 (65%) of the balance due. In such situations, the risk is greater, so we accept a … $4,074.02. Here’s more of what you need… Read More, Perhaps the most exciting part of the entire Florida bankruptcy timeline is the day of discharge. Leveraging American Express Maps is the simplest way to see if the merchant you’ll soon be visiting accepts your American Express Card. How Many Times Can You File Chapter 7 Bankruptcy? AMEX has vast legal teams that do nothing but sue credit card consumers in default. If you are sued over American Express credit card debt, then contact us for a free debt consultation at 858-217-5051 to see if we can help you get out of it and settle your credit card debt. Once the consumer has defaulted on the credit card, the creditor can do what they believe is best to be repaid, including demanding payment in full, reducing the interest rate or balance, closing the account and selling it to a debt buyer, or imposing the defaulted interest rate on the account. For instance, our client was battling cancer while going through a nasty divorce when she got notice that a lawsuit had been filed against her for her AmEx credit card debt. After explaining our client’s hardships and other debts due, Firstsource agreed to accept $1,262 to settle this account in one lump sum. File a proper response to the AmEX lawsuit, so that a default judgment isn’t entered against you in a court of law. 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