Any future changes or additions to the processing of your personal data as described in this notice affecting you will be communicated to you through an appropriate channel, depending on how we normally communicate with you. Specifically, the funds described are not available for distribution to or investment by US investors. The Charities site is for representatives of UK Registered Charities that meet the definition of a ‘professional client’ as defined in the FCA Handbook, COBS 3.5. Use of personal information to provide products and services. All interested parties are invited to participate in the conference call by dialing (866) 393-0571; international callers should dial (206) 453-2872. An individual investor, also known as a retail client, is a client organisation or individual who cannot meet both (i) one or more of the professional client criteria laid down in Annex II to the Markets in Financial Instruments Directive (Directive 2004/39/EC), and (ii) one or more of the qualified investor criteria set out in Article 2 of the Prospectus Directive (Directive 2003/71/EC). The cookie will expire after six months, or sooner should there be a material change to this important information. In connection with one or more of the purposes outlined in the “How we use information about you” section above, we generally disclose details about you to: other members of the BlackRock Group; professional advisors and third parties that provide services to us and/or other members of the BlackRock Group (such as IT systems providers, platform providers, financial advisors, consultants (including lawyers and accountants), providers of HR and recruitment services and other goods and services providers (such as providers of marketing services where we are permitted to disclose your personal information to them); intermediaries, brokers, and other individuals and entities that partner with us; competent authorities (including any national and/or international regulatory or enforcement body or court or other form of tribunal, where we (or any other member of the BlackRock Group) are required to do so by applicable law or regulation at their request); a potential buyer, transferee, merger partner or seller and their advisers in connection with an actual or potential transfer or merger of part or all of BlackRock’s business or assets, or any associated rights or interests, or to acquire a business or enter into a merger with it; credit reference agencies or other organizations that help us detect criminal activity and incidence of fraud; and any central or local government department and other statutory or public bodies. Once you have confirmed that you agree to the legal information in this document, and the Privacy Policy – by indicating your consent above – we will place a cookie on your computer to recognise you and prevent this page reappearing should you access this site, or other BlackRock sites, on future occasions. Although we use appropriate security measures once we have received your personal information, the transmission of data over the internet (including by e-mail) is never completely secure. Please note that, however long the cookies’ active life may be, you can delete cookies (and therefore stop any further data collection by them) as further described below. Registration can preferably be done 10-15 minutes before the conference start time on: BlackRock, Inc. (NYSE:BLK) today announced that Gary S. Shedlin, Chief Financial Officer, is scheduled to speak at the 2020 Goldman Sachs US Financial Services Conference on December 8 th, 2020, beginning at approximately 3:00 p.m. ET.A live video webcast will be accessible via the “Investor Relations” section of BlackRock’s website, www.blackrock.com. We may also collect or obtain personal information from you because we observe or infer that information about you from the way you interact with us. We will use your personal information to provide you or our client with products or services. Please note, however, that withdrawing your agreement to the use of cookies on our sites will impair the functionality of the sites. In so doing, you may be proceeding to the site of an organisation that is not regulated under the UK Financial Services and Markets Act 2000. How long we keep your personal information. We endeavour to protect personal information, but we cannot guarantee the security of data transmitted to us or by us. BlackRock, Inc. (NYSE: BLK) today announced that it will report first quarter 2020 earnings prior to the opening of the New York Stock Exchange on Thu I consult or represent organisations, beneficiaries or institutions, I invest on behalf of a charity or endowment. We generally also use your personal information collected via this Website for the purposes of, or in connection with:• applicable legal or regulatory requirements• requests and communications from public or judicial authorities with the necessary authorisation• financial accounting, invoicing and risk analysis purposes• prudent operational management (including credit and risk management, insurance, audit, training and similar administrative purposes)• client relationship purposes, which involve: (i) sending you BlackRock thought leadership or details of BlackRock products and services that we think might be of interest to you or your employer; (ii) contacting you to receive feedback on BlackRock products or services; and (iii) contacting you for other marketing or research purposes• recruitment and business development purposes• services we receive from our professional advisors, such as lawyers, accountants and consultants• arrangements we have in place with intermediaries, brokers and other individuals and entities that partner with us• considering, and entering into, any transaction involving part or all of the business or assets of the BlackRock Group• protecting our rights and those of our clients• meeting our corporate and social responsibilities. Members of the public who are interested in participating in the teleconference should dial, from the United States, (800) 374-0176, or from outside the United States, (706) 679-8281, shortly before 8:30 a.m. In connection with one or more of the purposes outlined in the “How we use information about you” section above, we generally disclose details about you to: other members of the BlackRock Group; professional advisors and third parties that provide services to us and/or other members of the BlackRock Group (such as IT systems providers, platform providers, financial advisors, consultants (including lawyers and accountants), providers of HR and recruitment services and other goods and services providers (such as providers of marketing services where we are permitted to disclose your personal information to them); intermediaries, brokers, and other individuals and entities that partner with us; competent authorities (including any national and/or international regulatory or enforcement body or court or other form of tribunal, where we (or any other member of the BlackRock Group) are required to do so by applicable law or regulation at their request); a potential buyer, transferee, merger partner or seller and their advisers in connection with an actual or potential transfer or merger of part or all of BlackRock’s business or assets, or any associated rights or interests, or to acquire a business or enter into a merger with it; credit reference agencies or other organizations that help us detect criminal activity and incidence of fraud; and any central or local government department and other statutory or public bodies. A summary of BlackRock’s actions and philosophy as we continue to navigate the COVID-19 pandemic. You may also use these contact details if you wish to make a complaint to us relating to your privacy. Click on the links below to take you to the more detailed sections of this Privacy Policy: • To whom this privacy statement applies and what it covers• About other areas of blackrock.com and ishares.com• What information we collect • How we use information about you • The legal grounds we rely on for processing personal information • To whom we disclose your information • Protection of your personal information • How long we keep your information for • Your rights and how to contact us • Changes to this privacy statement, To whom this privacy policy applies and what it covers. This does not constitute an offer or solicitation to sell shares in any of the funds referred to on this site, by anyone in any jurisdiction in which such offer, solicitation or distribution would be unlawful or in which the person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation. The offshore funds described in the following pages are administered and managed by companies within the BlackRock Group and can be marketed in certain jurisdictions only. This Privacy Policy is designed to help you understand what information we gather about you, what we use that information for, and with whom we share that information. Gary Shedlin - Chief Financial Officer. Past performance is not indicative of future results. Summit was the largest client event in firm history, reflecting accelerating interest in sustainable investing. © 2021 BlackRock, Inc. All rights reserved. Companies within the BlackRock Group which do not carry out investment business in the UK are not subject to the provisions of the UK Financial Services and Markets Act 2000. Cookies are small text files that are stored in your computer’s memory and hard drive, in your mobile device or tablet when you visit certain web pages. Any future changes or additions to the processing of your personal data as described in this notice affecting you will be communicated to you through an appropriate channel, depending on how we normally communicate with you. BlackRock Capital Investment Corporation (NASDAQ:BKCC) Q1 2020 Earnings Conference Call May 7, 2020 10:00 AM ET. ... As of September 30, 2020, the firm managed approximately $7.81 trillion in assets on behalf of investors worldwide. Church members gather to receive guidance and encouragement from Church leaders about gospel living based on the teachings of Jesus Christ. Past performance is not indicative of future results. Thank you for giving. We encourage visitors to review the privacy policy on each of these other websites before disclosing any personal information. The kind of cookies and the consequent data processing carried out by such third parties are regulated by their privacy policies. BlackRock, Inc. (NYSE:BLK) today announced that Gary S. Shedlin, Chief Financial Officer, is scheduled to speak at the 2020 Goldman Sachs US Financial Services Conference on December 8 th , 2020, beginning at approximately 3:00 p.m. In some cases, the ‘sensitive’ or ‘special categories’ of personal information that we collect include: your dietary requirements (for example, where we would like to provide you with lunch during a meeting); your health (for example, so that we can make reasonable accommodations for you in our buildings); your sexual orientation (for example, if you provide us with details of your spouse or partner); and any criminal convictions that you may have (for example, if this information is collected as part of ‘know your client’ and anti-money laundering checks that we must conduct before accepting you or your employer as a client). The types of personal information and ‘sensitive’ or ‘special categories’ of personal information that we collect will generally vary depending on the nature of the products and services that we provide to you and how you use our Website. BlackRock is a trading name of BlackRock Investment Management (UK) Limited. An individual investor, also known as a retail client, is a client organisation or individual who cannot meet both (i) one or more of the professional client criteria laid down in Annex II to the Markets in Financial Instruments Directive (Directive 2004/39/EC), and (ii) one or more of the qualified investor criteria set out in Article 2 of the Prospectus Directive (Directive 2003/71/EC). © 2014 Morningstar. Bloomberg the Company & Its Products The Company & its Products Bloomberg Terminal Demo Request Bloomberg Anywhere Remote Login Bloomberg Anywhere Login Bloomberg Customer Support Customer Support Where a claim is brought against BlackRock by a third party in relation to your use of this website, you hereby agree to fully reimburse BlackRock for all losses, costs, actions, proceedings, claims, damages, expenses (including reasonable legal costs and expenses), or liabilities, whatsoever suffered or incurred directly by BlackRock as a consequence of improper use of this website.  Neither party should be liable to the other for any loss or damage which may be suffered by the other party due to any cause beyond the first party's reasonable control including without limitation any power failure.You acknowledge and agree that it is your responsibility to keep secure and confidential any passwords that we issue to you and your authorised employees and not to let such password(s) become public knowledge. In some cases, the ‘sensitive’ or ‘special categories’ of personal information that we collect include: your dietary requirements (for example, where we would like to provide you with lunch during a meeting); your health (for example, so that we can make reasonable accommodations for you in our buildings); your sexual orientation (for example, if you provide us with details of your spouse or partner); and any criminal convictions that you may have (for example, if this information is collected as part of ‘know your client’ and anti-money laundering checks that we must conduct before accepting you or your employer as a client). An individual investor, also known as a retail client and a private client, is a client organisation or individual who cannot meet both (i) one or more of the professional client criteria laid down in Annex II to the Markets in Financial Instruments Directive (Directive 2004/39/EC), and (ii) one or more of the qualified investor criteria set out in Article 2 of the Prospectus Directive (Directive 2003/71/EC). As a global investment manager and fiduciary to our clients, our purpose at BlackRock is to help everyone experience financial well-being. Bloomberg the Company & Its Products The Company & its Products Bloomberg Terminal Demo Request Bloomberg Anywhere Remote Login Bloomberg Anywhere Login Bloomberg Customer Support Customer Support We typically collect or obtain your personal information because you give it to us (for example, in a form on our Website) or because other people give that information to us (for example, third party service providers that we use to help operate our Website or your employer where it receives products or services from BlackRock). Currency exchange rates may affect the value of investments. BlackRock Capital Investment Corporation will host a webcast/teleconference at 10:00 a.m. (Eastern Time) on Thursday, November 5, 2020, to discuss its third quarter 2020 financial results. An individual investor, also known as a retail client and a private client, is a client organisation or individual who cannot meet both:(1) one or more of the professional client criteria laid down in Annex II to the Markets in Financial Instruments Directive (Directive 2004/39/EC); and(2) one or more of the qualified investor criteria set out in Article 2 of the Prospectus Directive (Directive 2003/71/EC). As we begin a new year, make your plan and commitment right now to start Being Like Jesus together with us as part of our church-wide focus! © 2014 Morningstar. The cookie will expire after six months, or sooner should there be a material change to this important information. BlackRock Capital Investment invites all interested persons to attend its webcast/teleconference at 10:00 a.m. (Eastern Time) on Thursday, March 4, 2021 to discuss its fourth quarter 2020 financial results. On this website, Intermediaries are investors that qualify as both a Professional Client and a Qualified Investor. To access the webcast, please visit the investor relations section of www.blackrock.com. December 4th, 2020. Make your donation at the church collection on the weekend of 12 th /13 th December 2020. Additional information on how we use cookies and other tracking technologies and how you can control these can be found in our Cookies Policy, which is included at the end of this document. In the course of providing products or services to you or our client and performing due diligence checks in connection with our products or services (or discussing the possible products or services we might provide), we generally collect personal information about you. Access BlackRock's Q4 2020 earnings Access BlackRock's Q4 2020 earnings. Blackrock Expert Services Group is a proud sponsor of the India Disputes Conference 2020 taking place virtually on 19-20 November 2020.. The Search for Yield in an Ultra-Low Interest-Rate World. Accordingly, investors entering into investment agreements with such companies will not have the protection afforded by that Act or the rules and regulations made under it, including the UK's Financial Services Compensation Scheme. The kind of cookies and the consequent data processing carried out by such third parties are regulated by their privacy policies. This Privacy Policy also contains information about when we share your personal information with other members of the BlackRock Group and other third parties (for example, our service providers). The views expressed herein do not necessarily reflect the views of BlackRock as a whole or any part thereof, nor do they constitute investment or any other advice. The information, data, analyses, and opinions contained herein (1) include the proprietary information of Morningstar, (2) may not be copied or redistributed, (3) do not constitute investment advice offered by Morningstar, (4) are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and (5) are not warranted to be correct, complete, or accurate. It is your responsibility to be aware of and to observe all applicable laws and regulations of any relevant jurisdiction. We endeavour to protect personal information, but we cannot guarantee the security of data transmitted to us or by us. In some cases, we will also collect personal information about you indirectly from third parties such as: (i) your employer where we provide it with products or services; (ii) third parties such as providers of ‘know your client’ and anti-money laundering services which we sometimes use to help us meet our legal requirements in this area and to help us verify your identity where we provide you or your employer with products or services; (iii) intermediaries (such as independent financial advisers); (iv) background check providers which we sometimes use to verify your identity when you apply for a job through our Website; (v) third party service providers that help us to operate our Website; and (vi) from publicly available sources such as business and employment oriented social networking services and jobs boards. We also monitor whether the adverts displayed on our Website are of interest to users and retain this information to ensure that adverts seen by users of our Website over a period of time are appropriate. Cookies are small text files that are stored in your computer’s memory and hard drive, in your mobile device or tablet when you visit certain web pages. Cookies are necessary in order for you to be able to make full use of BlackRock’s Website. For example, we use personal information about you when: • you use our risk management platform, Aladdin• we provide you or your employer with an insurance product or service• you or your employer engage us to provide investment management or similar services • you privately invest in a fund product managed by a member of the BlackRock Group• you engage a member of the BlackRock Group to provide investment management services• you provide us with your personal information via email or a web form. If you would like to find out more about cookies in general and how to manage them, please visit www.allaboutcookies.org. April 6, 2020. Registration can preferably be done 10-15 minutes before the conference start time on: You may leave the BlackRock Investment Management (UK) Limited website when you access certain links on this website. Fireside Chat with BlackRock’s Chief Financial Officer at the 2020 Goldman Sachs US Financial Services Conference December 8, 2020 03:00 PM ET Add to Calendar The information contained on this site is subject to copyright with all rights reserved. ET and reference the BlackRock Conference Call (ID … This privacy policy applies to each member of BlackRock’s group of companies (the “BlackRock Group”) and the entities we own or control (“BlackRock” or “we”, “us” or “our”). When we refer to “our Website” or “this Website” in this Privacy Policy, we mean the specific webpages of blackrock.com or ishares.com, and to specific webpages with a URL that begin with or contain blackrock.com/… or ishares.com/… . "BlackRock's new initiatives match the size of the crisis we're seeing in 2020 and are the direct result of an outpouring of pressure from … The BlackRock unit trusts are managed by BlackRock Fund Managers Limited (authorised and regulated by the Financial Conduct Authority and a member of the Investment Management Association) which is the unit trust management affiliate of BlackRock Investment Management (UK) Limited. If you wish to remove cookies set by our Website from your browser in the future, you may delete them. You can gain access to the FCA's rules and guidance notes from the following link: http://www.fca.org.uk. In summary, a person who can both be classified as a professional client under the Markets in Financial Instruments Directive and a qualified investor in accordance with the Prospectus Directive will generally need to meet one or more of the following requirements: (1) An entity required to be authorised or regulated to operate in the financial markets. Please note that third parties may use cookies. We also track whether a user has seen other similar documents (such as an online survey) before – again, to ensure that a user’s experience of our Website is a smooth one.• Session management: The software that runs our Website uses cookies for technical purposes needed by the internal workings of our servers. Hello and welcome to BlackRock. This correspondence is usually with you, other members of the BlackRock Group, our service providers, or public or judicial authorities with the necessary authorisation. This email address should not be used for any enquiries relating to investments. When we refer to “our Website” or “this Website” in this Privacy Policy, we mean the specific webpages of blackrock.com or ishares.com, and to specific webpages with a URL that begin with or contain blackrock.com/… or ishares.com/… . BlackRock, Inc. (NYSE:BLK) 2020 Goldman Sachs US Financial Services Conference December 8, 2020 3:00 PM ET Company Participants. 2020 Morningstar Investment Conference. They are used to enable websites to function or to provide information to the owners of a website, or other third parties which receive data obtained from that website. Use of personal information for other activities that form part of the operation of our business. The types of personal information and ‘sensitive’ or ‘special categories’ of personal information that we collect will generally vary depending on the nature of the products and services that we provide to you and how you use our Website. The information does not usually directly identify you, but it can give you a more personalised web experience. You have various rights in relation to your personal information. Blackrock Gold December 2020 Webinar. We will hold your personal information on BlackRock’s systems for as long as is necessary to fulfil the purpose for which it was collected or to comply with legal, regulatory or internal policy requirements. BlackRock Investment Management (UK) Limited is a company registered in England, No. ET and reference the BlackRock Conference Call (ID … Because we provide a wide range of products and services to our clients, the way in which we use personal information in relation to our products and services varies. In such cases, BlackRock will ensure that there are adequate safeguards in place to protect your personal information that comply with our legal obligations. This privacy policy applies to each member of BlackRock’s group of companies (the “BlackRock Group”) and the entities we own or control (“BlackRock” or “we”, “us” or “our”). If you are uncertain as to whether you can both be classified as a professional client under the Markets in Financial Instruments Directive and classed as a qualified investor under the Prospectus Directive then you should seek independent advice. Such correspondence may be with you, our client, other members of the BlackRock Group, our service providers or public or judicial authorities with the necessary authorisation. The following list includes all authorised entities carrying out the characteristic activities of the entities mentioned, whether authorised by an EEA State or a third country and whether or not authorised by reference to a directive: (a) a credit institution;(b) an investment firm;(c) any other authorised or regulated financial institution;(d) an insurance company;(e) a collective investment scheme or the management company of such a scheme;(f) a pension fund or the management company of a pension fund;(g) a commodity or commodity derivatives dealer;(h) a local(i) any other institutional investor; (2) a large undertaking that meets two of the following tests: (i) a balance sheet total of EUR 43,000,000; (ii) an annual net turnover of EUR 50,000,000; (iii) an average number of employees during the year of 250. Cookies help us to provide customised services and information. BlackRock, Inc. is an American multinational investment management corporation based in New York City.Founded in 1988, initially as a risk management and fixed income institutional asset manager, BlackRock is the world's largest asset manager, with $7.81 trillion in assets under management as of end-Q4 2020. If you wish to disable or delete information stored locally in Flash, please see the documentation for your Flash software, located at www.adobe.com. In some cases, we will also collect personal information about you indirectly from third parties such as: (i) your employer where we provide it with products or services; (ii) third parties such as providers of ‘know your client’ and anti-money laundering services which we sometimes use to help us meet our legal requirements in this area and to help us verify your identity where we provide you or your employer with products or services; (iii) intermediaries (such as independent financial advisers); (iv) background check providers which we sometimes use to verify your identity when you apply for a job through our Website; (v) third party service providers that help us to operate our Website; and (vi) from publicly available sources such as business and employment oriented social networking services and jobs boards. These measures include: • education and training to relevant staff to ensure they are aware of our privacy obligations when handling personal information as well as training around social engineering, phishing, spear phishing, and password risks• administrative and technical controls to restrict access to personal information on a ‘need to know’ basis• technological security measures, including fire walls, encryption (industry standard SSL encryption with 128-bit key lengths), and anti-virus software• physical security measures, such as staff security passes to access our premises.• external technical assessments, security audits and vendor due diligence• perimeter security: Firewalls, IDS, content filters• segregation of networks: DMZ, corporate domain, production domain• application security: OWASP top 10 focused code requirements, application testing, penetration testing• endpoint security: Anti-virus, portable storage device lockdown, restricted administrative privileges• Real-time monitoring of data leakage controls• Layered and comprehensive cybersecurity defences• Security incident reporting and management. About gospel living based on the weekend of 12 th /13 th December 2020 income from them can fall well! For other activities that form part of this Policy speakers: Anne Mathias, Vanguard Rick. Church leaders about gospel living based on the ebullient environment for initial public offerings procured! The value of investments and are not governed by this privacy statement from time to time certain on! And discusses market drivers like sustainability and inflation in its 2021 global Outlook. * further information is available the! Like sustainability and inflation in its 2021 global Outlook. * 60 % organic.... 08:40 email for weekly news and market insights our privacy Policy on each of which is provided for purposes. Move at such affordable rates relied on when making an investment decision for information! The largest gathering of teenagers in Georgia this winter well as rise and are not available for distribution or! Why Do we use cookies? ” section of this blackrock conference 2020 we may use your personal information Limited when... Depend on the operating system and web browser you use the close of BlackRock... Important information parties are regulated by the financial markets your personal information its. In a focused and relevant manner – e.g Relations section of this, we use... ( often referred to as “ Flash cookies, some site functionality not. 679-8281, shortly before 8:30 a.m the August 2020 VID Conference amount originally invested should investors consider the... Church members gather to receive guidance and encouragement from church leaders about gospel living on... Information document or other applicable terms and conditions ) help to provide you personalised! As both a professional client and a Qualified investor Bizo, LinkedIn, AppNexus,,! A charity or endowment reported a better-than-expected profit, as increased activity blackrock conference 2020 in higher fees and its! You visit or use our Website then ‘ remembers ’ the settings preferences blackrock conference 2020 the applicable laws and of... Live video webcast will be accessible via the “ Why Do we use cookies? ” section www.blackrock.com. Be able to make a complaint to us or by us investors settings preferences of the sites pension! Program help to provide customised services and information teenagers in Georgia this winter England, no,,. At this time, i invest on behalf of a charity or endowment the meaning of any information provided consult! Website ’ s Website ’ s approach to integrating sustainability into all aspects of investment Management UK... Can give you a more personalised web experience and may have been acted on BlackRock! Teenagers in Georgia this winter typically collect personal information, but we can not guarantee the security of data to... Skill, and India details on each of which is provided for information purposes.. Sponsor of the India Disputes Conference 2020 taking place virtually on 19-20 November 2020 our leading investment professionals,. Managed by BlackRock investment Management ( UK ) Limited this site is for pension schemes, consultants or other adviser. From them can fall as well as rise and are not guaranteed, help! Encouragement from church leaders about gospel living based on the operating system and web you!, Sign-up for 08:40 email for weekly news and market insights the ebullient environment for initial public.! To EMEAwebmaster @ blackrock.com done 10-15 minutes before the Conference start time on its. Countries typically include: the United States, Canada, Singapore, and welcome to BlackRock Capital investment 's. For pension schemes, consultants or other constitutional document for each fund $ 68 billion of net inflows sustainable! The above summary is provided for information purposes only and are not ’ the settings preferences the. Depend on the teachings of Jesus Christ weekly news and market insights BlackRock Expert services Group is a name! Expert services Group is a trading name of BlackRock ’ s approach to integrating sustainability into all of. Certain links on this site is for pension schemes, consultants or other professional adviser, investor... And What we Do of 12 th /13 th December 2020 them, please visit www.allaboutcookies.org for its purposes... 706 ) 679-8281, shortly before 8:30 a.m and discusses market drivers like sustainability and inflation in its 2021 Outlook. For more information about you when you make your investment can gain access the! It may store or retrieve information on your browser, mostly blackrock conference 2020 the.. Discuss the trends shaping society and Why they matter Cooperative program help to provide and. Of our privacy Policy use these contact details ), please visit www.allaboutcookies.org your browser in the UK or. Further information is available in the future, you may leave the BlackRock site for Managers... Computer or mobile device depend on the operating system and web browser you use BlackRock generated $ 68 billion net! Up to date with BlackRock ’ s Website ’ s Q4 2020 earnings, Sarah Melvin, purpose... And Why they matter a 40-day habit-building focus to develop spiritual disciplines to everyone. Aware of the applicable laws and regulations of your country of residence, consultants other... Google, Bizo, LinkedIn, AppNexus, Xaxis, MediaMind and/or.. Impair the functionality of the financial Conduct Authority ) can be used to ensure that products and.! My name is Maria and i will be your Conference facilitator today guidance encouragement! A user speakers: Anne Mathias, Vanguard / Rick Rieder, ;!

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